NRA Firearm Insurance [Archive] - Glock Talk


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02-14-2012, 21:49
Did you know if you have a current NRA membership, you have $2,500 in coverage against loss theft or damage?

But. you have to ACTIVATE IT FIRST! LOL

Glad I saw this before something bad happened.

02-14-2012, 22:01
Thanks for the info. I've been an Endowment member for a very long time and never thought that I had to "activate" anything.


battlin bulldog
02-14-2012, 22:56
thanks for the info.

02-14-2012, 23:51


02-14-2012, 23:59
Thanks for the heads up.

02-15-2012, 09:05
That's disappointing, if an invading army steals my guns or they're destroyed by a nuclear bomb, I'm not covered. :crying:

Thanks for the heads up. The way I read it, once you've activated it, you don't have to activate it again as long as you don't let your NRA membership lapse and the NRA continues their Master Policy with the insurance provider.

02-15-2012, 09:14
Done and thank you!

02-15-2012, 09:39

02-15-2012, 13:45
Has anyone, here, had occasion to use this insurance?
How did it go?

02-15-2012, 14:27
A number of years ago I had a customized .45 stolen when my car was broken into; they paid not only for the gun's replacement cost, but the cost of the modifications. Less deductible of course; I forget how much that was. I had to produce paperwork to verify what I had spent, and they needed a copy of the police report.

02-15-2012, 15:59

02-15-2012, 19:00
That sounds great.
Thanks, Bear!

02-15-2012, 19:03
I have the full policy... Hope I never need it

02-21-2012, 02:17
If you are an NRA member that has previously activated your $1,000.00 in ArmsCare, you will need to re-enroll online to activate this $1,500.00 coverage increase or else your coverage will remain at $1,000.00. This is required for all NRA members except those with Life status prior to 11/1/2010. Those who were lifetime NRA members prior to 11/1/2010 will receive this coverage increase automatically effective 11/1/2010. If you have not previously activated your No Cost Benfeits and would like to do so now, please click on the "Enroll Now" button and follow the enrollments steps. The increased coverage of $2,500 will be immediately activated at No Cost to you.

That's why I never had to do this before....

04-21-2015, 13:14
I recently realized my homeowner's insurance limits firearms loss claims to about $4k or $5k and they won't write a rider for more coverage. I need more insurance.

I'm aware of ArmsCare. Does anyone else have other firearms insurance? Recommendations?

ETA: bac, how do you insure your collection?

04-21-2015, 14:40
One thing you need to know - you have to submit a claim within 3 months of the loss. I had a burglary in November. My Glock 17 was taken. My homeowners insurance deductible is a thousand dollars. My total loss was less then $ 1000 so no help from them. I had forgotten about my NRA insurance. When I called the insurance carrier they told me about the 3 month rule.

I did not get my claim presented in time. Not a criticism of the program, you just need to present claim in a timely manner.

04-21-2015, 14:45
ETA: bac, how do you insure your collection?
Lloyd's of London I'm sure.

04-21-2015, 15:04
Yep, first thing I did when I got my Membership paperwork was to fill out the Insurance form and get it mailed off to the NRA to get things activated. Thanks for the heads up though for others who might not know about this.