I do not yet have my ccw but plan to get it as soon as time and money allow. I was talking to a local instructor who teaches said course, and he told me whatever you do never ever under any circumstances carry reloads in your carry gun. I know several people who do exactly this, his take on the situation is that a civil lawsuit could come along due to your using reloaded ammo, and the prosecution could say I was using extra deadly ammo. I dont see this especially comparing my fmj loads to some of the fancy new extra deadly self defense ammo out there, not to mention that terrible zombie max ammo idea. But this instructor says its just not worth the legal trouble. So I was just wondering whats everyones opinion on this?