Would anyone not recommend Progressive Insurance? [Archive] - Glock Talk

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Mr981
10-23-2012, 18:57
With our renewal coming up I sought quotes from 4 large insurers--Progressive, USAA, State Farm and Allstate.

Progressive was half the price of my current auto insurer and very close on homeowners. USAA came in second followed by Allstate and State Farm. Top to bottom probably $150-300 difference per year.

With low pricing and being a local company this should be an easy move but I'm concerned about how they handle claims, especially homeowner claims.

Any reason why I shouldn't consider them?

GD2J
10-23-2012, 19:10
esurance.com

Mike2x
10-23-2012, 19:20
I had Progressive for several years and switched to Geico two years ago and saved about 40% (really). Geico is much nicer on the phone too.

Chowser
10-23-2012, 19:34
It's been 15 years, but I had Progressive 15 years ago.

Car was in an accident. Progressive called and said rates are going up and we're paying out for the other cars' (plural) damages.

I told them to pound salt and pay me for my car. Had to get a lawyer involved.

Progressive didn't even read the (might I say badly written, shame on you lazy cleveland pd officer) crash report.

this is what happened:

lady in a jeep goes over bridge, slides on ice, hits curb and says she is hurt.

officer is out with her now.

my sister-in-law (well, ex-sil) is driving my ex's car, goes over same bridge, slides to a stop, hits no one and is basically parked on the side of the street in a parking area.
she gets out to see if any damage from bumping the curb. nope, nothing. cop runs over and asks if she is ok. she's fine.

she and cop watch as another car comes over the bridge, slides and hits my ex's car and pushes it into the unoccupied jeep. whoa. ok, this dude is ok. ok, just property damage.
dude gets out and tries to take off (he has no license). cop grabs him, puts him in police car.

now another car comes over the bridge, slams into all three cars and gets out and falls down (he's drunk).

anyways, i see:
jeep into curb with damage - 1 crash report, 1 unit
my ex-sil into curb, no damage, no crash report warranted.

car into my ex's car into jeep, new crash report with 3 units.

last car into all 3 cars, another new crash report with 4 units.

well, lazy cleveland cop writes it up as one crash report but does narrate it so you can tell it is all different crashes.

well, we are the only one with insurance (Progressive) and lady from first jeep is saying she is sueing for injuries and Progressive was going to pay out.

I kindly told Progressive, hey dum##*(#(, this lady was never in the car when my UNOCCUPIED car was PUSHED into her car. How are we at fault anywhere in this???????

Progressive didn't want to hear it, their crash experts ruled on it with their ACTAR certified people. Screw that, I can out ACTAR any of them. Had to get a lawyer who did the case for free thankfully and Progressive finally paid us for our car and said they wouldn't raise our rates and would tell the other three people with no insurance to go pound salt.

after the check cleared, i got rid of Progressive.

Priapus
10-23-2012, 19:57
I have Progressive for my auto coverage. I've had them about 4 years and had my first claim last winter where I was at fault, nothing damaged except my car. The whole process was very smooth and easy. The next month was time for my policy renewal, and my rate dropped about 20%.

Needless to say I still have them.

selogic
10-23-2012, 20:04
We had them for a while . We made a claim and they refused to renew .

IceAxe
10-23-2012, 20:15
Your call, but I wouldn't recommend them (and dropped them for my motorcycle coverage):

Progressive in the progressive political movement sense (http://washingtonisbroke.com/content/Progressive-Insurance-Cancel-your-policy)


Progressive backs killer over policy holder to avoid payout (http://www.thecarconnection.com/news/1078475_progressive-insurance-stands-up-for-killer-of-policyholder)


You mentioned USAA, stick with them - best coverage and customer service of any provider I've ever used.

wrczx3
10-23-2012, 20:26
They just quoted me $400.00 a year more than I am paying at Geico.

Bushflyr
10-23-2012, 20:34
USAA and done.

Bill D
10-23-2012, 20:45
George Soros is a major owner, devout Marxist Socialist, and owns Nobama !!!

JMag
10-23-2012, 20:47
If you are not a progressive (liberal democrat) and politics trumps much, you should stay far away from them. Look it up, they are called "Progressive" for a reason.

Dragoon189
10-23-2012, 20:57
too close an affiliation with gorge soros

goldenlight
10-24-2012, 00:40
esurance.com

Esurance is just Allstate on-line: no agents.

Year after year, Allstate has been rate the WORST insurnace company in America. I doubt that esurance.com is any better; it's the same company, after all.

fiveoboy01
10-24-2012, 00:57
My auto insurance experiences with them have been good. I wrecked my beater car back in July and the whole process went smoothly from initial claim to picking up the check.

Now homeowner's, that's a different story. They had me insured through Homesite Indemnity Company, who basically screwed me on a claim for no apparent reason.

Clutch Cargo
10-24-2012, 01:02
USAA - hands down the BEST service

jtmac
10-24-2012, 01:12
I've been through a few different insurers, since it used to be hard to find someone that could send me a bill reliably. Progressive was a bit more than the lowest, but the were more reliable with billing so I went with them. When I had an accident that totaled the car, they were helpful over the phone, had someone out to assess the damages right away, and paid promptly without any shenanigans.

I dropped Progressive later for some billing nonsense. When I considered switching back to them, I was told that there was an outstanding balance. I don't remember why there was or why I had reason to believe I didn't owe it... but I switched back when it became cheaper to pay that balance than to pay anyone else for insurance.

Ohio Copper
10-24-2012, 01:31
It's been 15 years, but I had Progressive 15 years ago.

Car was in an accident. Progressive called and said rates are going up and we're paying out for the other cars' (plural) damages.

I told them to pound salt and pay me for my car. Had to get a lawyer involved.

Progressive didn't even read the (might I say badly written, shame on you lazy cleveland pd officer) crash report.

this is what happened:

lady in a jeep goes over bridge, slides on ice, hits curb and says she is hurt.

officer is out with her now.

my sister-in-law (well, ex-sil) is driving my ex's car, goes over same bridge, slides to a stop, hits no one and is basically parked on the side of the street in a parking area.
she gets out to see if any damage from bumping the curb. nope, nothing. cop runs over and asks if she is ok. she's fine.

she and cop watch as another car comes over the bridge, slides and hits my ex's car and pushes it into the unoccupied jeep. whoa. ok, this dude is ok. ok, just property damage.
dude gets out and tries to take off (he has no license). cop grabs him, puts him in police car.

now another car comes over the bridge, slams into all three cars and gets out and falls down (he's drunk).

anyways, i see:
jeep into curb with damage - 1 crash report, 1 unit
my ex-sil into curb, no damage, no crash report warranted.

car into my ex's car into jeep, new crash report with 3 units.

last car into all 3 cars, another new crash report with 4 units.

well, lazy cleveland cop writes it up as one crash report but does narrate it so you can tell it is all different crashes.

well, we are the only one with insurance (Progressive) and lady from first jeep is saying she is sueing for injuries and Progressive was going to pay out.

I kindly told Progressive, hey dum##*(#(, this lady was never in the car when my UNOCCUPIED car was PUSHED into her car. How are we at fault anywhere in this???????

Progressive didn't want to hear it, their crash experts ruled on it with their ACTAR certified people. Screw that, I can out ACTAR any of them. Had to get a lawyer who did the case for free thankfully and Progressive finally paid us for our car and said they wouldn't raise our rates and would tell the other three people with no insurance to go pound salt.

after the check cleared, i got rid of Progressive.

Now that sounds like a cluster. Lot of paperwork for him.

I've had progressive for a long time, no issues.


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IndyGunFreak
10-24-2012, 02:08
Our Progressive auto policy is about a year old.. Never had a problem. Just recently added renters insurance when we moved.

cgwahl
10-24-2012, 02:13
Wife had Progressive before we got married. She never had any real complaints other than they never would go down in rates, just up. Even after she turned 25, the rate still went up a little bit.

She ended up switching to Mercury since it was cheaper than she was paying Progressive even after adding me and the renters insurance. The car policy was a little bit better too.


They were willing to talk numbers a little after finding out she was going to cancel, but after hearing what she would be paying Mercury, the girl said that is really good and can't beat it.

southernshooter
10-24-2012, 02:32
I have 2 houses, 3 cars and a motorcycle with Allstate. The few claims I have made have been handled immediately and to my satisfaction. Hit a deer and check the next day for instance.

roger123
10-24-2012, 05:04
I've had USAA for years for our cars and bikes. USAA no longer insures bikes (at least if you buy a new one) but has partnered with Progressive. I've not had any claims and just pay the bill.

Kevin108
10-24-2012, 05:29
http://www.snopes.com/politics/business/peterlewis.asp

Lewis also made donations of $3 million and $2.5 million (both of which were reportedly matched by billionaire activist George Soros) to America Coming Together (a liberal political action group which has since disbanded), and MoveOn.org (a progressive/liberal political action committee and public policy group) in 2004.

Mr981
10-24-2012, 06:26
http://www.snopes.com/politics/business/peterlewis.asp

Yep, I'm aware of Lewis's liberal agenda and his connection with Soros and associates.

That is unfortunate since my impression of the company is that their online billing/quote systems are the best in the industry,largely favorable customer service reviews and that people I know that have worked there liked the company.

Given their rates, it's hard not to consider them--I'm just concerned if there is a claim that the rates will jump, besides the connection with Soros & Co.

md2lgyk
10-24-2012, 06:48
I've had my homes, RVs, and all vehicles except motorcycles insured with State Farm for over 30 years. Every time I get a quote from somebody else, it is always much, much higher than what I pay SF. No real experience with their service as I haven't had an accident since 1969.

klmmicro
10-24-2012, 06:49
Had Progressive for about 10 years for my motorcycle policy. Had one accident where a driver made an "emergency" right turn across my lane and into my bike. No real damage, just knocked it down as I was stopped at a red light. Progressive agent asked if any damage that would require payout was apparent. Nope, just a couple of scratches that can be buffed out. No rate increase or anything. Very easy to deal with and they stood by me in regards to not holding me responsible for an accident that I did not cause. +1

Few years later, some low life ****ing s**mbag stole my sport bike. Reported it to the police, called Progressive. They asked a few questions and had me come into an office to fill out a couple of forms. They could have mailed them, but the office is within walking distance so quicker to use feet. They reviewed the information and within 3 days had the bike paid off. Another +1 for them.

They seem too be an awesome and easy company to deal with when you need to. The only negative I can see with them in the whole political issue that is pretty well known. They would get a slam dunk endorsement from me if it were not for that.

HexHead
10-24-2012, 06:57
Keep in mind that Progressive is considered a "non-standard" carrier by larger insurers like State Farm, Travelers, etc. If you switch to one of those carriers later on, you'll pay higher rates with them, at least initially, than if you come from another "standard" carrier.

subret
10-24-2012, 17:10
Stay away from Allstate homeowners, unless you like it with no lube. :steamed: Allstate auto, is pretty good.

shotgunred
10-24-2012, 18:18
I have had nothing but problems with them.

Kevin108
10-25-2012, 18:37
Yep, I'm aware of Lewis's liberal agenda and his connection with Soros and associates.

That is unfortunate since my impression of the company is that their online billing/quote systems are the best in the industry,largely favorable customer service reviews and that people I know that have worked there liked the company.

Given their rates, it's hard not to consider them--I'm just concerned if there is a claim that the rates will jump, besides the connection with Soros & Co.

Despite the connection, which I only recently learned of, I've been with them since 2000 or so and still have coverage with them. I'm moving it the first of the year but I totaled an 87 Chevy in 2003 ($1,800) and did $1,600 worth of damage to an 05 Corolla in 2006. Rates never went up.

HollowHead
10-25-2012, 21:52
Nine years here, and delighted. Only one claim (my parked car was hit by another Progressive customer) and they gave me a free loaner for the six weeks it took to get fixed (the plant that made the hood was on strike). HH

Zombie Surgeon
10-25-2012, 23:43
Progressive is owned by major Obama backers, George Soros being the most important amongst them. They are called Progressive for a reason after all.

Re: what insurance to pick - call AAA insurance services (http://www.calif.aaa.com/en-ca/get-insurance/auto/Pages/landing.aspx?a=2&ctcampaign=125&ctkwd=aaa%20insurance&ctmatch=Exact&ctcreative=7810199404&zip=90066&stateprov=ca&city=los+angeles&devicecd=PC&referer=altfarm.mediaplex.com). They don't run a "for profit" insurance business so their rates are lower than any of the major companies. The customer service is top notch and their prices cannot be beat.

Hines57
10-26-2012, 00:00
You want the cheapest insurance possible, but you want the best service?

Do you carry a Hi Point or a Raven pistol for defense? People like to brag about how expensive their firearms are, but they like to brag about how cheap their insurance is. You are far more likely to use your car insurance then you are your firearm.

Insurance is like most other things in life. You get what you pay for.

VinnieD
10-26-2012, 01:12
I dropped Progressive for Esurance a while back. Mostly it was for being "legal for less" as the saying goes, but I've noticed their rates have actually dropped since getting them, they let you customize your plan, and are very straightforward when modifying the policy as to exactly what you get for each component. I've only had to call them once when a five car pileup managed to involve me at a stoplight. I and the car in front of me were stopped. Three cars piled up behind us in a huge mess and rear ended me driving me into the stopped car in front. My car is pretty tough though, and after the remains of the other two cars that sandwiched me were pried off I found my own vehicle undamaged.

Police ruled on the scene that since my car was stopped I wasn't at fault, and even though my car being driven into the car in front of me did damage it, that was the fault of the initial vehicle that started the accident. I had to call once to explain this, and mentioned that as my car wasn't damaged I wasn't making a claim myself. No one made a claim on me, it didn't go on my driving record, and my rates didn't change. It was really the best possible outcome.

Since then they've become part of Allstate, which gives me a bit more confidence in their financial backing. My rates went down a few dollars again this year. I'm pretty happy with them overall. Only downside is when you print your own cards, some cops haven't heard of Esurance and give me a hard time. When I tell them to just run the policy number it checks out, and that's the end of it. Since buying a laminator and laminating my printed card, I get this less often.

Task_Force
10-26-2012, 01:32
USAA all the way.

BossGodfrey
10-26-2012, 11:39
You will not beat USAA period. I have a friend who owns a body shop and my brother works there. They deal with all of them. USAA is the best company they deal with period. Progressive wrote them a 5600.00 check last month and that check bounced. LOL When you have to fight just to get correct factory parts for cars you learn real quick which companies suck as my brother said. If the price is in the same ballpark I would go USAA all the way !

Meanie5470
10-26-2012, 11:43
Ive been with Progressive for like 7 years now. Their customer service is out of tis world as is their ease of being able to switch cars and coverages 24/7 over the phone or online. The thing that sucks about them (and Geico) is when you need your car fixed they have these body shops do it the CHEAPEST way possible. Youll never get factory replacement parts and if you do its probably from a junkyard. Talk to any body shop and theyll tell you Progressive and Geico are shtbag companies. Aside from that tho I like them.