View Full Version : Mobile check deposit
Best thing ever. I've been to the ATM at BofA maybe twice in the past several months. And they gave me a high enough monthly limit that I won't ever need to worry about not being able to do it.
posted using Outdoor Hub Campfire (http://www.outdoorhub.com/mobile/)
GreenDrake
12-03-2012, 18:13
I know, I took a picture of a check and deposited it with my phone last month, pretty cool how easy that is.
I did it for the first time a couple weeks ago. Pretty cool.
Use it all the time with Chase. Works great!
certifiedfunds
12-03-2012, 20:41
In before the guys who don't trust it and would never use it because they want to talk to the teller face to face when it comes to their money.
NeverMore1701
12-03-2012, 20:43
Been doing it for quite a while now, it's just about the best thing since sliced bread.
In before the guys who don't trust it and would never use it because they want to talk to the teller face to face when it comes to their money.
I thought those people kept their money in their mattresses?
certifiedfunds
12-03-2012, 21:02
I thought those people kept their money in their mattresses?
I dunno. The last cell phone check deposit thread brought out a few of them and one guy who just couldn't understand that it was OK that his check was destroyed by the person he gave it to.
ClydeG19
12-03-2012, 21:14
Best thing ever. I've been to the ATM at BofA maybe twice in the past several months. And they gave me a high enough monthly limit that I won't ever need to worry about not being able to do it.
Wtf is an ATM? Is that what that machine the distributes that green papery stuff at the building they call the bank?
I haven't been to my credit union in 7 years. I've done everything online or on my phone.
Iv been doing it with my USAA account for like a year or so. I love it. Cant remember the last time i actually went into a bank. When i had Wells Fargo I always tried to do ATM deposit, but half the time I would go the atm would not be accepting checks. Pissed me off to no end. Between that and adding fees, I jumped to USAA with mobile deposit and havent looked back since
I know, I took a picture of a check and deposited it with my phone last month, pretty cool how easy that is.
It is cool, but since your cell provider owns the picture that you took of the check, are they also entitled to the money that the check represents?? :dunno:
686Owner
12-04-2012, 10:40
It is cool, but since your cell provider owns the picture that you took of the check, are they also entitled to the money that the check represents?? :dunno:
:rofl::rofl:
Wtf is an ATM? Is that what that machine the distributes that green papery stuff at the building they call the bank?
I haven't been to my credit union in 7 years. I've done everything online or on my phone.
Well, when you need cash, it's much easier to get it out of the atm then to shake 12 year olds upside down till the change falls out of their pockets.
It is cool, but since your cell provider owns the picture that you took of the check, are they also entitled to the money that the check represents?? :dunno:
huh?.
Iv been doing it with my USAA account for like a year or so. I love it. Cant remember the last time i actually went into a bank. When i had Wells Fargo I always tried to do ATM deposit, but half the time I would go the atm would not be accepting checks. Pissed me off to no end. Between that and adding fees, I jumped to USAA with mobile deposit and havent looked back since
Yup...been doing this or some if its early scanner variations for years.
USAA doesn't have tellers or ATMs (you can use any ATM and they refund the fee) so I guess they pretty much led the charge on this sort of stuff.
Yup...been doing this or some if its early scanner variations for years.
USAA doesn't have tellers or ATMs (you can use any ATM and they refund the fee) so I guess they pretty much led the charge on this sort of stuff.
If you can quailfy to get an account.
posted using Outdoor Hub Campfire (http://www.outdoorhub.com/mobile/)
devildog2067
12-04-2012, 12:42
The best thing about it is that you get to keep the physical check you're depositing, so if there's any problem you still have it.
USMCsilver
12-04-2012, 12:55
The best thing about it is that you get to keep the physical check you're depositing, so if there's any problem you still have it.
Keep it for how long?
I mean, if I get a check, do I *HAVE* to hold onto it for a certain period of time?
I understand mobile banking...been doing it since it was ever offered... However, what do you folks do when you wanna deposit cash into your account? Like -- USAA -- there's no branches, right? You just sold a car and you you have $5,400.00 cash in hand... What do you do with it? Do you take a picture of it and hold onto it? :supergrin:
Keep it for how long?
I mean, if I get a check, do I *HAVE* to hold onto it for a certain period of time?
I understand mobile banking...been doing it since it was ever offered... However, what do you folks do when you wanna deposit cash into your account? Like -- USAA -- there's no branches, right? You just sold a car and you you have $5,400.00 cash in hand... What do you do with it? Do you take a picture of it and hold onto it? :supergrin:
USAA cash deposits can be done at certain UPS stores
NeverMore1701
12-04-2012, 13:03
USAA cash deposits can be done at certain UPS stores
Buy a money order and mail it in, or give it to a friend with a local account and have them write you a check. My wife has a local account, so we just deposit the cash there and write a check for however much we want to go to the USAA account.
jknight8907
12-04-2012, 13:07
Keep it for how long?
I mean, if I get a check, do I *HAVE* to hold onto it for a certain period of time?
I understand mobile banking...been doing it since it was ever offered... However, what do you folks do when you wanna deposit cash into your account? Like -- USAA -- there's no branches, right? You just sold a car and you you have $5,400.00 cash in hand... What do you do with it? Do you take a picture of it and hold onto it? :supergrin:
With my bank, ING Direct, you keep the check until your deposit is approved. Usually happens within a few hours. Then you are free to destroy the check.
As for cash, some banks that do not have physical locations partner with companies like Western Union or Walmart and you just deposit the cash at those locations
Sent via teletype
Keep it for how long?
I mean, if I get a check, do I *HAVE* to hold onto it for a certain period of time?
I understand mobile banking...been doing it since it was ever offered... However, what do you folks do when you wanna deposit cash into your account? Like -- USAA -- there's no branches, right? You just sold a car and you you have $5,400.00 cash in hand... What do you do with it? Do you take a picture of it and hold onto it? :supergrin:
I think the banks usually recommend you keep the check for about 10 to 14 days. If you look at the FAQ or the fine print somewhere you should see it.
vBulletin® v3.8.7, Copyright ©2000-2013, vBulletin Solutions, Inc.