Federal goverment pushed many lenders to offer loans
Giving people loans that they could only pay back if the won the lottery-was insane. Lenders were forced to offer loans so that people wouldn't feel deprived,and asked embarrassing questions, like how the hell do you expect to make the payments?
Now we have the goverment trying for insane health care, forcing companies to insure people who are basket cases without charging them premiums that reflect the risk. guess how this will play out.......