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Old 02-21-2013, 11:20   #21
F350
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Originally Posted by Gunnut 45/454 View Post
Yep burned the application they sent me on my 50th!
The ones I got/get have a prepaid return envelope, I stuck # 7 1/2 shot on a piece of duct tape the size of the envelope and sent it back with a simple large type message "F____ Y__".
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Old 02-21-2013, 11:23   #22
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Originally Posted by JBnTX View Post
I don't think many baby boomers are buying houses in Florida, houseboats, RV's or are visiting the doctors on the pittance stolen from you.

All that stuff is bought with life savings that they worked their butts off for.

If they lived only on the pittance stolen from you, as you allude to, then it's more likely they're living in a dump, don't own any houseboats or RV's and can't afford to see a doctor.

Let's be realistic here.
They've been screwed by the system too.

Money was "stolen" from their paychecks too, and unfulfilled promises were made by the thieves that took it. Don't forget that.

They're not asking for, demanding or even expecting anything from you. They just want back what was stolen from them.

So lighten up on us baby boomers.

...And screw the AARP!
I called them on the phone and told them to quit sending me their crap.

..
Well said, bravo!

My parents paid in the maximum to SS all their working lives. They receive a whopping $1800.00 each month.
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Old 02-21-2013, 11:27   #23
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Originally Posted by certifiedfunds View Post
She's quoting thatcher about socialism and running out of other people's money?? Will she be dropping social security and Medicare too?

I guess some socialism is ok with her but other socialism isn't. She feels entitled to other people's money sometimes but not others?

The woman is a hypocrite


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Perhaps after being forced at gun point to contribute to SS and denied the opportunity to take that money and make a REAL investment for retirement they just want to get their money back!!! If I am FORCED to help pay for the band; damned straight I'm gonna dance!!!!

Is that all you have liberal!!
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Old 02-21-2013, 11:59   #24
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Quote:
Originally Posted by F350 View Post
Perhaps after being forced at gun point to contribute to SS and denied the opportunity to take that money and make a REAL investment for retirement they just want to get their money back!!! If I am FORCED to help pay for the band; damned straight I'm gonna dance!!!!

Is that all you have liberal!!
If they were getting their money back I would agree with you. Instead they support the government turning the gun on their kids and grandkids to take money from them. That despicable.

Me liberal? You're the one defending socialism and wealth redistribution. Check your underwear. It might be pink.


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Old 02-21-2013, 12:00   #25
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Originally Posted by F350 View Post
The ones I got/get have a prepaid return envelope, I stuck # 7 1/2 shot on a piece of duct tape the size of the envelope and sent it back with a simple large type message "F____ Y__".
Why do you object to the AARP?


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Old 02-21-2013, 12:04   #26
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Originally Posted by AsSeenOnTV View Post
I stuff all my junk mail postage paid envelopes and send them back so they waste good money on postage. Eventually they get the message.
Are you saying that you just turned the junk mails back to the senders by saying that you don't live there or what?

Does it stop the junk mail senders to send you the junk stuff? I would like to know if it does work.
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Old 02-21-2013, 12:06   #27
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Originally Posted by JBnTX View Post
I don't think many baby boomers are buying houses in Florida, houseboats, RV's or are visiting the doctors on the pittance stolen from you.

All that stuff is bought with life savings that they worked their butts off for.

If they lived only on the pittance stolen from you, as you allude to, then it's more likely they're living in a dump, don't own any houseboats or RV's and can't afford to see a doctor.

Let's be realistic here.
They've been screwed by the system too.

Money was "stolen" from their paychecks too, and unfulfilled promises were made by the thieves that took it. Don't forget that.

They're not asking for, demanding or even expecting anything from you. They just want back what was stolen from them.

So lighten up on us baby boomers.

...And screw the AARP!
I called them on the phone and told them to quit sending me their crap.

..
You missed the big picture. Many seniors relied on the SS money so they could pull a 2nd loan for a big fancy stuff. If it wasn't for the SS money and they won't even apply for the 2nd loan at all.
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Old 02-21-2013, 12:08   #28
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Old 02-21-2013, 12:20   #29
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Originally Posted by JBnTX View Post
When you get old enough are you going to get social security?

That question assumes that nothing will change between now and your retirement date, so don't start yaking about how the system is doomed to failure and answer the question.

Will you take the money when you get old enough?

..
Remember this, the life expectation in past weren't that long enough. This is from SSA website,
Quote:
Life Expectancy for Social Security

If we look at life expectancy statistics from the 1930s we might come to the conclusion that the Social Security program was designed in such a way that people would work for many years paying in taxes, but would not live long enough to collect benefits. Life expectancy at birth in 1930 was indeed only 58 for men and 62 for women, and the retirement age was 65. But life expectancy at birth in the early decades of the 20th century was low due mainly to high infant mortality, and someone who died as a child would never have worked and paid into Social Security. A more appropriate measure is probably life expectancy after attainment of adulthood.
Link: http://www.ssa.gov/history/lifeexpect.html

So right now SSA is in a full of brown place because the life expectancy in America have raised to 78.

In short, SSA was giving the Americans a false hope that they could get retirement $$ by put the minimum retirement age beyond the America's average life expectancy at that time 1930s).

In a really sum, SSA is a scam and false hope for the Americans.
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Old 02-21-2013, 12:51   #30
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Originally Posted by JBnTX View Post
When you get old enough are you going to get social security?

That question assumes that nothing will change between now and your retirement date, so don't start yaking about how the system is doomed to failure and answer the question.

Will you take the money when you get old enough?

..
My tune will never change.

When I get old enough will I take social security…of course its my money. I never said you shouldn’t take it. I’ve never directly blamed baby boomers for its evitable failure. As I stated the system was poorly designed from the start. Baby boomers will just be the last generation who will probably get close to the amount they put into it. I won’t nothing more than what I put in-heck, at this point I would be willing to take 50 cents on the dollar if it means I never have to contribute ever again.

Do I believe social security will be there for me to take by the time I’m allowed to retire is the more important question? I say allowed because the age I’m allowed to take it and get my full monthly allotment has been bumped at least once. Who is to say it won’t be bumped again? Remember, the reason for this is simply an attempt to extend the fund’s integrity. I’m an accountant; I’ve run the numbers. Anyone my age who doesn’t take social security as soon as they can is foolish? The difference in the monthly payment vs. the amount I could collect between say 62 and 65 yields a difference of 12 years.

In other words, if I took $500 a month at 62 but could get $650 a month at 65 the difference is $150/month – but I can also start collecting it 3 years earlier. I would have to collect until I’m 74 before the numbers start favoring taking it at 65 – and we haven’t even included interest or inflation. And no, $500 and $650 isn’t my real allocation but the numbers still play out the same…12 years between 62 and 65…IIRC its about 9 years from 65 to 70

But the even more important reason to start taking it earlier is to get out of it what you can. I’m not yaking about how the system is doomed because I read some blog on some site…the social security administration says it is. If the bank you have your money in said “JB, we will be bankrupt in a year” are you going to keep putting your money in there? How about this…JB we need you to keep putting money in our bank so we can pay our older customers. Rest assured, we will come up with some way to make sure you get your money.

But here is where I blame baby boomers. 1) the system is going to fail - it was designed to. Ask any Baby boomer today if they would take a cut in their monthly check-how many takers do you think I would get? And before you start spouting some socialist garbage about taking care of these people and how they are on a fixed income guess what – social security was never designed to be someone’s only retirement program. You failed to plan for your retirement properly – you are now making your failure my problem. 2) The baby boomer attitude seems very clear. I want my cake, but I will leave the bill to my children..and grandchildren. 3) No one….and I mean no one is talking about a plan of ridding us of this albatross – why? Votes. AARP is commonly thought of as the strongest lobby group in Washington-they lobby to keep their baby boomer membership happy 4) The fund’s vitality has been under their watch since the mid 60’s. It’s not like this problem creeped up yesterday.

Baby Boomers will be the first generation in the history of the U.S who leaves the country in worse shape than it was given to them.
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Old 02-21-2013, 12:54   #31
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If its their money they're getting back, just allow young workers to opt out and walk away. What's the harm?


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Old 02-21-2013, 13:02   #32
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I have a quality shredder. It takes the AARP envelope and all contents in one pass.
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Old 02-21-2013, 15:49   #33
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I do blame the baby boomers. Demographic information was largely known by 1980s what was going to happen. My father said there was people pointing out there was problem back then but in usual fashion, nothing was done.
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Old 02-21-2013, 16:07   #34
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I do blame the baby boomers. Demographic information was largely known by 1980s what was going to happen. My father said there was people pointing out there was problem back then but in usual fashion, nothing was done.
How is that the fault of the baby boomers?
What should they have done to prevent the problem?
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Old 02-21-2013, 16:23   #35
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How is that the fault of the baby boomers?
What should they have done to prevent the problem?
don't apply for benefits.
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Old 02-21-2013, 17:38   #36
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How is that the fault of the baby boomers?
What should they have done to prevent the problem?
Vast majority of Baby Boomers were of voting age at that time in 1980. Only those born 1962-1964 were not in 1980 and they were all eligible by 1983.

By then (1980s), birth rates had been rapidly dropping and life expectancy had been increasing. My mother who had 5 sisters (one was stillborn and other died from childhood disease) only had two children which is same number of children each of my aunts had. Now, 3 out of 6 cousins are at same age my parents were at and NONE of us have kids and I don't plan it. My brother and other cousin does plan on kids along with my 3 younger cousins but two of them said just one or two kids max. We all have access to modern contraceptive to make this happen (and I'm not talking abortion).

This demographic shift causing this problem is not a sudden surprise. This has been known for decades now and yet, very little was done.

What could have been done to fix it? They could have slowly pushed up the age instead of rapid moving that will be required. They could have announced means testing. Medicare as well could have been fixed very gradually instead of rapid shifts that will end up hurting some people. Unlike some blowhards, I don't pretend to have all the answers, that's why we are Representative republic instead of mob democracy. I do know current crop of legislators are not getting done, both Democrats and Republicans.

Last edited by Rabbit994; 02-21-2013 at 17:43..
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Old 02-21-2013, 17:50   #37
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I disagree on a couple of points. We're getting closer to a mob democracy and the congress and president are doing what the majority wants by and large. The rest of the time they ignore the will of the people.


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Old 02-22-2013, 12:50   #38
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Originally Posted by JBnTX View Post
I don't think many baby boomers are buying houses in Florida, houseboats, RV's or are visiting the doctors on the pittance stolen from you.

All that stuff is bought with life savings that they worked their butts off for.

If they lived only on the pittance stolen from you, as you allude to, then it's more likely they're living in a dump, don't own any houseboats or RV's and can't afford to see a doctor.

Let's be realistic here.
They've been screwed by the system too.

Money was "stolen" from their paychecks too, and unfulfilled promises were made by the thieves that took it. Don't forget that.

They're not asking for, demanding or even expecting anything from you. They just want back what was stolen from them.

So lighten up on us baby boomers.

...And screw the AARP!
I called them on the phone and told them to quit sending me their crap.

..
My thoughts exactly. Baby boomers are victims too!

My question to the younger folks out there: Are you calling your political hacks and making your thoughts known to them? Yeah, didn't think so.
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Old 02-22-2013, 15:38   #39
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You won't believe what some seniors sent AARP.

You can't imagine the porn, and language I've heard coming into the AARP mail room. That is why they stopped using a prepaid envelope, so you have to insert that application with your name on it, so it requires a little extra effort to tell these socialists what they really. can do with that AARP card....

You cannot insure 30million deadbeats,and 12 million more illegals etc. without bankrupting the system. That is why they had to steal billions from Senior"s medicare, and raid dozens of other sources, to pay for free insurance for the lowlifes.

That is why they never told you the premium of yobama care.
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Old 02-22-2013, 15:44   #40
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Originally Posted by EnemyOfTheState View Post
Exactly.

I'm 25 years old. Every time I make money, I have a portion of it stolen so baby boomers can have a house in Florida, a houseboat, an RV and visits to the doctor that they don't need. They grow in numbers exponentially every year and that bankrupts the system and essentially makes me pay into a system that I'll never see a dime from, nor would I want to, I don't need to rely on theft to retire.

Imagine that.. YOU being asked to do what we've all have had to do.

GOLLY!
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