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Old 11-04-2004, 00:47   #1
mikey177's Avatar
Join Date: Jan 2003
Location: Philippines
Posts: 2,273

Firearm insurance?

Has anyone thought about having or actually had their guns insured? Is such a thing possible?

A few weeks ago, a fire razed the top floor of my father's apartment unit in Quezon City, which is separated from my unit by just a firewall. The only things my dad was able to recover from the third floor were the stuff inside his safe. Fortunately, the firewall held, nobody was hurt, the firefighters responded quickly, and the fire did not spread to my unit. Since I was 180 kilometers away (I live in the province now) when this happened, there isn't much I could've done in any case. The incident made me think however of how easily lost material possessions are. In the case of guns however, the loss can sometimes be painful on the pocket, particularly since each gun costs enough to feed a small family for several weeks. I knew I should've just left my blasters with ppts799 for safe-keeping

So how's about it. Any thoughts on comprehensive firearm insurance?
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Old 11-05-2004, 21:12   #2
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Join Date: Nov 2004
Location: Radioactive side of Washington
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My homeowner's insurance is good for $10,000 in firearms/Related material. They just want a list of all the guns I have, so they know what they may have to replace. If it goes over that limit, I would have to purchase subsequent amounts.
"I'm a firm believer in the theory that If it bleeds, I can kill it"
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Old 11-06-2004, 05:19   #3
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part of household insurance

Yes, you can list firearms- if they are legally licensed- among your household possessions. I had a burglary in my house 25 years ago. I did not have a gun at the time, but collected for the stuff stolen (jewelry etc.)Just be sure to list it.
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Old 11-07-2004, 18:26   #4
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Join Date: Jan 2003
Location: Philippines
Posts: 2,273

Oh, now I get it. Treat the items as part of home insurance --which they are, actually

Thanks for the tip, guys.
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